It is important to protect you and your family against unexpected events. At Gamma Advisory we will offer advice in the event of you or your loved one suffering from serious illness or the like. Protecting your assets with personal and/or business risk insurance is an necessary strategy to put in place.
We offer advice that covers the following:
- Life Cover
Term Life insurance can help you secure your family’s finanical future if you’re no longer around. It can cover your family for expenses, such as paying off your mortgage or school fees. This type of insurance can be beneficial for anyone who wants to help ensure that their family can still have the lifestyle planned for them – education, travel and quality of living for many years to come – in the event of their deaths.
- TPD Cover
TPD insurance pays a lumps sum in the event you become totally and permanently disabled. It can provide financial assistance to help you meet medical and rehabilitation costs. It can also assist with living expenses and financial debts such as mortgages and loans.
- Trauma Cover
Trauma Insurance pays a lump sum in the event you suffer from one of a range of specified medical conditions or undergo certain medical procedures. Trauma insurance can alleviate the financial stress of major expenses, giving you financial peace of mind so you can focus on what’s truly important – recovery.
- Income Protection
Income Protection can replace up to 75% of your regular income if you’re unable to work due to illness or injury. You are able to customise your protection level, waiting period, benefit payment period and the portion of your income to insure. Premiums are generally tax deductible, depending on your circumstances.
As well as the following additional insurances:
- Key Man Insurance
- Business Continuity Insurance